EFFECTIVE DATE: September 20, 2026

These Terms and Conditions govern access to and use of RCM Club and The Reverse Commission Method materials and services provided by 10X Lifestyles Inc. By purchasing, enrolling in, accessing, or using RCM Club, you agree to these Terms and Conditions and to the purchase terms presented to you at checkout.

RCM CLUB is owned and operated by: 

10X Lifestyles Inc.

c/o Brentwood Law

900 2025 Willingdon Avenue

Burnaby, BC V5C 0J3 
Canada

Customer Support: +1 604-363-1971

Email: Support@10xLifestyles.com

1. RCM Club

RCM Club provides proprietary educational, marketing, business-development, and member resources. Depending on the offer purchased or the customer's eligibility, RCM Club materials may include the RCM training manual, the $4 Million Blueprint training videos, lead magnets, video scripts, marketing and presentation pages, testimonial pages and videos, training materials, systems, resources, and access to the RCM Club community.

The exact products, services, access level, price, billing frequency, currency, and other purchase-specific terms are those disclosed at checkout and in the customer's order confirmation.

2. Initial RCM Club Access Purchase

The initial RCM Club access purchase provides immediate access to valuable proprietary digital information, intellectual property, training, and business resources. These materials may be viewed, copied, downloaded, implemented, recorded, or otherwise retained after access has been provided.

Because the proprietary materials cannot practically be returned once access has been provided, the initial RCM Club access purchase is final and non-refundable once access has been granted, except where a refund or cancellation right cannot legally be waived under applicable law.

Access is considered provided when account access, login credentials, digital links, member-area access, community access, or access to any material included with the purchased package has been activated, delivered, or otherwise made available to the customer.

3. Sponsored RCM Club Access

Certain customers may qualify for RCM Club through an approved sponsorship relationship or other eligibility arrangement and therefore may not be required to pay the standard initial RCM Club access fee. Sponsored access does not eliminate any recurring membership charge disclosed at checkout.

The specific terms of sponsored access are determined by the offer presented to the customer at enrollment.

4. RCM Club Monthly Membership

Where a customer enrols in an RCM Club monthly membership, the membership automatically renews each month at the price disclosed at checkout until cancelled.

A customer may cancel the recurring renewal at any time without a cancellation fee or penalty. Cancellation stops future renewal charges. It does not reverse a monthly membership payment that has already been processed.

Payments already processed are non-refundable and are not prorated for unused time in the current paid billing period, except where required by applicable law. The customer will retain the applicable membership access through the end of the period already paid for, unless access is terminated for a material violation of these Terms.

Cancellation requests may be submitted to Support@10xLifestyles.com. A cancellation request received before the next renewal is processed will prevent the next scheduled renewal charge, subject to normal payment-processing timing.

5. Pricing, Currency, and Payment

The initial purchase price, recurring membership price, taxes, billing frequency, and currency are disclosed at checkout before the customer completes the transaction. Where amounts are payable in a currency other than Canadian dollars, the applicable currency will be identified at checkout.

The checkout disclosures, order confirmation, these Terms and Conditions, and the Refund and Cancellation Policy form part of the agreement governing the transaction.

6. Electronic Delivery and Contract Copy

RCM Club is primarily delivered electronically. Digital access may be provided immediately following successful payment or completion of the applicable enrollment process.

Customers are responsible for providing a valid email address and accurate account information so that access instructions, receipts, contractual information, and other required notices can be delivered.

Where applicable law requires a copy of the contract to be provided after purchase, 10X Lifestyles Inc. will provide the applicable contract information electronically within the period required by law.

7. Intellectual Property Ownership

All RCM Club materials, including training, manuals, videos, scripts, lead magnets, marketing pages, presentation pages, systems, templates, recordings, graphics, written materials, and other proprietary resources, remain the intellectual property of 10X Lifestyles Inc. or the applicable rights holder.

Purchasing or receiving access to RCM Club does not transfer ownership of any intellectual property to the customer. The customer receives only a limited, personal, non-exclusive, non-transferable, and revocable licence to use the materials for purposes expressly authorized by RCM Club.

8. Authorized Use of Marketing Materials

Certain RCM Club resources may be specifically provided for members to use in their own authorized marketing activities. This may include approved pages, scripts, lead magnets, or other campaign materials.

Authorized use does not give the customer the right to sell, sublicense, redistribute, publish, transfer, repackage, commercially exploit, or claim ownership of the underlying RCM Club materials.

9. Prohibited Use

Customers may not reproduce, resell, sublicense, distribute, publish, transfer, share, or make RCM Club proprietary materials available to unauthorized persons except as expressly permitted by RCM Club.

Customers may not share account credentials, provide unauthorized third-party access, duplicate training programs for redistribution, resell RCM Club materials as their own product, publish protected member content publicly, or create substantially copied competing products from RCM Club proprietary materials.

Unauthorized copying, distribution, resale, or disclosure of RCM Club intellectual property constitutes a material breach of these Terms. 10X Lifestyles Inc. may suspend or terminate access for a material breach and may pursue available legal remedies, subject to applicable law.

10. Community Access

RCM Club may provide access to a private member community. Initial entry or access to the community may be part of the initial RCM Club package, while continued access may depend on maintaining an active membership where that requirement is disclosed at checkout.

Members must use the community lawfully and may not distribute unlawful material, infringe intellectual property rights, impersonate others, distribute malware, engage in fraudulent activity, or improperly harvest member information.

11. Exitus Elite

Exitus Elite is separate from the initial RCM Club purchase and the RCM Club monthly membership unless a specific checkout expressly states otherwise. RCM Club may provide information, education, or marketing resources relating to Exitus Elite.

Any product, account, digital package, administrative fee, or other transaction entered into directly with Exitus Elite is governed by the terms, agreements, and refund policies established by Exitus Elite for that transaction. These RCM Club Terms do not replace or modify an agreement entered into directly between a customer and Exitus Elite.

12. No Earnings Guarantee

RCM Club provides educational, marketing, and business-development information. 10X Lifestyles Inc. does not guarantee that any customer will earn commissions, generate sales, recruit customers, produce income, or achieve any particular financial or business result.

Individual results depend on numerous factors, including effort, experience, skill, market conditions, implementation, and other circumstances outside the control of 10X Lifestyles Inc. Examples, testimonials, or references to results achieved by particular individuals are not guarantees that another person will achieve the same or similar results.

13. Customer Accounts

Customers are responsible for maintaining the confidentiality and security of their account credentials. An RCM Club membership is intended for the individual or entity that purchased or was granted the membership unless the applicable offer expressly provides otherwise.

Customers must promptly notify RCM Club if they become aware of unauthorized use of their account.

14. Third-Party Services

RCM Club may use or link to third-party platforms, payment processors, communication services, community platforms, software, or websites. Third-party services are governed by their own terms and privacy practices.

10X Lifestyles Inc. is not responsible for changes, interruptions, or actions of independent third-party providers except to the extent responsibility cannot legally be excluded.

15. Program and Subscription Changes

10X Lifestyles Inc. may update, improve, or modify RCM Club content, technology, community features, and resources over time. Any change to an automatically renewing subscription that requires advance notice, consent, or a right to cancel under applicable law will be handled in accordance with those requirements.

Nothing in this section permits 10X Lifestyles Inc. to retroactively remove or reduce a customer's statutory consumer rights.

16. Refunds, Cancellations, and Billing Issues
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Refunds and recurring membership cancellations are governed by the RCM Club Refund and Cancellation Policy.
Legitimate duplicate charges, unauthorized charges, processing errors, or other bona fide billing issues should be reported promptly to Support@10xLifestyles.com.

Nothing in these Terms prevents a customer from exercising any statutory billing, consumer-protection, or payment-dispute right that cannot legally be waived.

17. Limitation of Liability

To the maximum extent permitted by applicable law, RCM Club and 10X Lifestyles Inc. will not be liable for indirect, incidental, special, or consequential losses resulting from the customer's use or inability to use RCM Club materials, business decisions made using those materials, or the acts or omissions of independent third parties.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

18. Governing Law

These Terms are governed by the laws of the Province of British Columbia and the applicable laws of Canada.
Nothing in this section limits any mandatory consumer right or remedy available to a customer under legislation that applies to the customer's transaction.

19. Electronic Agreement

By completing an RCM Club purchase or enrolment and electronically indicating agreement where requested, the customer agrees to be bound by these Terms and Conditions, the Refund and Cancellation Policy, and the applicable purchase terms displayed at checkout.

20. Changes to These Terms

These Terms may be updated from time to time. Changes will not retroactively eliminate rights already acquired by a customer and will not alter an existing subscription in a manner prohibited by applicable law.
The effective date at the top of this document identifies the current version.

21. Contact

RCM CLUB
Owed and Operated by
10X Lifestyles Inc.
c/o Brentwood Law
900-2025 Willingdon Avenue
Burnaby, BC V5C 0J3
Canada

Customer Support: +1 604-363-1971
Email: Support@10xLifestyles.com

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